Disclaimer

This Disclaimer applies to your use of the Stamp Duty Calculator Stamp Duty calculator, guides, glossary, and rate tables (together, the "Service"). Please read it carefully alongside our Terms & Conditions before relying on any figure produced by the Service.

1. General Informational Purpose Only

The rate tables and figures used throughout this site are illustrative and intended for general guidance only. Tax thresholds and rates change periodically and can vary by region and individual circumstance. Nothing on this website constitutes an offer, promise, or guarantee of any specific tax outcome for your transaction.

2. No Financial, Legal, or Tax Advice

Stamp Duty Calculator is a self-service calculator, not a firm of solicitors, conveyancers, tax advisers, or financial planners. Nothing produced by this Service should be interpreted as personalised financial, legal, or tax advice. Always verify your final Stamp Duty position with an official source (such as HM Revenue & Customs, Revenue Scotland, or the Welsh Revenue Authority) or a qualified professional before completing a property purchase.

3. Accuracy and Currency of Rate Tables

Stamp Duty Calculator makes no warranty as to the accuracy, completeness, or currency of any figure produced by this calculator, and accepts no liability for decisions made based on its output. We aim to keep rate tables aligned with published thresholds, but there may be a delay between an official change taking effect and our tables being updated, and errors can occur despite our best efforts.

4. Regional Variations

Stamp Duty Land Tax applies in England and Northern Ireland. Scotland instead applies the Land and Buildings Transaction Tax (LBTT), and Wales applies the Land Transaction Tax (LTT); both operate on different bands and rates from SDLT. Selecting a region in the calculator is for reference only — the calculation engine applies England/Northern Ireland-style SDLT bands, and figures for Scotland and Wales should be treated as indicative only and confirmed against Revenue Scotland or the Welsh Revenue Authority's own calculators.

5. Currency Display

The calculator allows figures to be displayed in several currencies (GBP, USD, EUR, CAD, AUD, and CHF) for the convenience of users comparing property costs internationally. This changes number formatting only — it does not apply a live exchange rate, and the underlying tax bands remain those set out in the UK Stamp Duty rate tables, denominated in pounds sterling. Do not rely on the displayed figure as a currency-converted amount for any financial transaction.

6. First-Time Buyer Relief and Surcharges

Eligibility for first-time buyer relief, and the application of the additional-property surcharge, depend on specific legal definitions and personal circumstances (such as prior property ownership, marital status, and the nature of the purchase) that this calculator cannot fully assess. The results shown are a simplified estimate and should not be treated as a determination of your eligibility for any relief or exemption.

7. External Links

This Service may link to external websites, including government and professional resources. We are not responsible for the content, accuracy, or availability of external sites, and a link does not imply our endorsement of the linked content.

8. Limitation of Liability

To the fullest extent permitted by law, Stamp Duty Calculator excludes all liability for any loss or damage — direct, indirect, incidental, or consequential — arising from the use of, or reliance on, this Service, including any decision to proceed with, delay, or restructure a property purchase based on a calculator result. This disclaimer does not exclude any liability that cannot lawfully be excluded.

9. Errors and Omissions

While we take reasonable care in preparing the content of this Service, errors and omissions may occur. If you believe a figure, rate, or piece of guidance on this site is incorrect or out of date, please let us know so we can review and, if necessary, correct it.

10. Changes to Rates and This Disclaimer

Tax rates and thresholds are set by the relevant government authority and may change with little or no notice, including at Budget announcements. We may update this Disclaimer and our rate tables at any time to reflect such changes; the "Last updated" date above indicates when this page was last revised.

11. Contact Us

If you have questions about this Disclaimer, please get in touch via our contact page.